TERMS OF SERVICE & NO-REFUND POLICY

By participating in "The Richest Person on the Internet" experiment and submitting a payment via any of our checkout channels (PayPal, Credit Card, or Cryptocurrency), you strictly agree to the following terms:

1. NATURE OF THE SERVICE: 
This website is a non-utility social and psychological experiment. Payments made to this website are purely voluntary contributions to buy a digital placement/link on a temporary leaderboard. You are not purchasing any physical goods, digital products, shares, stocks, or financial assets.

2. STRICT NO-REFUND POLICY:
All transactions are final. Because this is a real-time competitive leaderboard, payments cannot be cancelled, reversed, or refunded under any circumstances once submitted. 

3. EXPERIMENT ALTERATIONS:
The creator reserves the right to reset, pause, update, or alter the leaderboard structures (including the Weekly Board and Legends section) at any time for experimental purposes.

4. USER RESPONSIBILITY:
You certify that you are using your own legally acquired funds. Any attempt to open a fraudulent dispute or chargeback with PayPal or your bank will be met with full legal documentation of this agreement, resulting in the immediate and permanent ban of your username and link from the website.